Accidental Death & Dismemberment Insurance

Arkansas State University offers employees the ability to purchase Accidental Death and Dismemberment (AD&D) insurance.

  • You may purchase insurance for yourself in increments of $25,000 up to a maximum benefit of five times your salary, or $250,000 whichever is lower.
  • You may also purchase additional coverage on your family.  If you purchase family coverage your spouse is covered at 50% of your elected amount and children to age 19 (or age 23 if students) are covered at 10% of your elected amount.
  • UNUM is the carrier.

Please note that you may be covered only once on the optional AD&D coverage. You may be covered as an employee or a spouse or a dependent child.

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