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Short-term Disability Coverage

ASU offers employees the ability to purchase short-term disability (STD) insurance. STD insurance provides you with income if you are unable to work due to a qualified illness or accident.  UNUM became the provider for STD effective January 1, 2017.  Employees who became disabled prior to 1/1/2017 should file their claim with Companion.  Employees who became disabled January 1 or later should file a claim with UNUM.

Plan Information

  • Employees pay 100% of the premium.
  • The plan is administered UNUM.

Available Plans

  • Plan 1 begins payment on the 8th day off work and pays up to 26 weeks
  • Plan 2 begins payment on the 15th day off work and pays up to 26 weeks

You must meet plan requirements to qualify for disability payments.  Pre-existing condition period of one year must be met in order to be eligible for benefits.

Rates

Rates are based on age and the amount of disability insurance you purchase.  You may purchase insurance to cover up to 66 2/3% of your weekly salary.  Rates are based on your age, and will increase at age 30, 45, 50, 55, 60 and 65.

Enrollment

You may enroll during your first 31 days of employment or you may apply for coverage during annual open enrollment.

 

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