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Long-term Disability Coverage

Arkansas State University provides long term disability insurance for benefits eligible employees. ASU pays 100% of the premium. The plan is administered by Centennial Insurance(claims submission) and UNUM (claims payment)

Plan Features

  • Long term disability provides you income if you become disabled and are no longer eligible to work. 
  • You are covered under the long term disability plan on the 1st of the month following 90 days of employment
  • Benefit is 60% of salary up to a maximum of $6,000 per month. 
  • There is a 180 day elimination period before you are eligible for benefits if you become disabled.
  • Two year pre-exisiting condition clause.
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