Seal Top Arkansas State University System
Seal Middle Home | News | Campus Locations | Contact Us
Seal Bottom

top left corner

Disability Insurance

ASU offers both long term disability insurance and short-term disability for all benefits eligible employees. 

Long Term Disability

  • ASU pays 100% of the premium.
  • The plan is administered by Town and Country (claims submission) and UNUM (claims payment)
  • Long term disability provides you income if you become disabled and are no longer eligible to work.  
  • You are covered under the long term disability plan on the 1st of the month following 90 days of employment
  • Benefit is 60% of salary up to a maximum of $6,000 per month. 
  • There is a 180 day elimination period before you are eligible for benefits if you become disabled.
  • Two year pre-exisiting condition clause.

Short Term Disability

  • Employees pay 100% of the premium.
  • The plan is administered by Town and Country (claims submission) and CNA (claims payment).
  • Short Term disability provides you with income if you are unable to work due to a qualified illness or accident.  
  • There are two plans available.
    • Plan 1 begins payment on the 8th day off work and pays up to 26 weeks
    • Plan 2 begins payment on the 15th day off work and pays up to 26 weeks
  • You must meet plan requirements to qualify for disability payments.  Pre-existing condition period of one year must be met in order to be eligible for benefits.
  • Rates are based on age and the amount of disability insurance you purchase.  You may purchase insurance to cover up to 66% of your weekly salary.  You may sign up during your first 30 days of employment or annually during open enrollment.

 

 

 

 

Unum - Better benefits at work. CNA Insurance

 
bottom left corner